Streaming Subscription Calculator

Smart-Calcs
Fun & Lifestyle

Streaming Subscription Calculator

Track how much you waste on unused streaming subscriptions. Toggle Netflix, Spotify, Disney+, and more to see your true cost per hour of actual usage.

Currency

Your streaming subscriptions

Toggle a service on, set its monthly cost, and drag the slider to reflect how many hours per week you actually use it.

NFLX

Netflix

Active

$
h
D+

Disney+

Off

$
h
HULU

Hulu

Off

$
h
HBO

HBO Max

Off

$
h
SPT

Spotify

Active

$
h
YT

YouTube Premium

Off

$
h
ATV

Apple TV+

Off

$
h
PRM

Prime Video

Off

$
h
XGP

Xbox Game Pass

Off

$
h
iCL

iCloud Storage

Off

$
h
Total Monthly Spend
$27.48
$329.76 per year

Waste Breakdown

Active subscriptions2
Unused subscriptions (0 h/week)0
Hours used / week (active only)16 h
Unused Value Proportion0.00 %
Wasted money / month$0.00
True cost / hour used$0.40
0% used100% used

100.00 % of your spend is actually used — 0.00 % is unused.

Streaming Savvy

Every active subscription gets real usage — nothing is sitting at zero hours. Your entire monthly spend is working for you.

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How this streaming waste calculator works

This streaming subscription calculator is a wasted money tracker for the streaming era. Toggle on every service you currently pay for — Netflix, Disney+, HBO Max, Spotify, Prime Videoand more — adjust the monthly cost to match your plan, and drag the Hours Used Per Week slider to reflect how much you actually watch or listen. The dashboard updates in real time.

Total Monthly Spend is the sum of every active subscription. Total Annual Spend multiplies that by 12. Unused Value Proportion estimates the share of your spend you never actually consume, using a realistic 10-hour-per-week utility baseline per service as the full-use mark. True Cost Per Hour divides your total monthly cost by your actual usage hours, revealing what you really pay for every hour of genuine entertainment.

Tips to slash your subscription waste

  • Audit quarterly: Every three months, open this calculator and honestly re-slide your hours-used sliders. Most people overestimate their usage by 2x.
  • Rotate, do not accumulate: Finish a show on Netflix, cancel it, then subscribe to Disney+ for the next series. You do not need every service active simultaneously.
  • Share legally: Most services allow household sharing. Split a family plan with people in your home instead of paying solo for every app.
  • Beware free trials: Set a calendar reminder for every free trial you start. Trials auto-convert to paid subscriptions faster than you can say "cancel".
  • Check annual vs monthly: An annual plan often saves 15–20%, but only if you actually use the service all year. For sporadic use, monthly is safer.

Shocked by the wasted capital? See how much wealth you could build over time if you invested this exact monthly subscription budget into a compound index fund using our Compound Interest Calculator.

Frequently Asked Questions about Subscription Waste

You toggle on the streaming services you currently pay for, set the monthly cost for each (pre-filled with realistic market prices), and drag the "Hours Used Per Week" slider to reflect how much you actually watch or listen. The calculator instantly sums your total monthly and annual spend, estimates the hours you pay for but do not use, and divides your total monthly cost by your actual usage hours to reveal the true cost per hour of real entertainment.
The rule is deliberately simple and transparent: a subscription is wasted only if it is active and its hours used per week is exactly 0. Any usage above zero means the service is utilized, so none of its cost counts as waste. Wasted money per month is the exact sum of the monthly costs of every active service sitting at 0 hours, and the unused value proportion is that wasted amount divided by your total monthly spend. Background utilities such as iCloud Storage are exempt — while active they deliver continuous value, so they are never counted as waste.
True cost per hour equals your total monthly subscription cost divided by your total hours of actual usage across all enabled services in a month. If you pay $80 a month across four services but only use them for 10 hours a week (about 43 hours a month), your true cost per hour is roughly $1.86 — far higher than the per-hour price you would pay if you actually used every service to the fullest.
The calculator ships with ten popular services: Netflix, Disney+, Hulu, HBO Max, Spotify, YouTube Premium, Apple TV+, Prime Video, Xbox Game Pass, and iCloud Storage. Each card has a checkbox to toggle the subscription on or off, a numeric field to override the pre-filled monthly cost, and a slider for hours used per week from 0 to 40.
Yes. Use the currency toggle at the top of the calculator to switch between USD ($), EUR (€), and GBP (£). Switching currency updates every default price and every formatted value on the page instantly without resetting the services you have toggled on or the hours you have set — only the currency symbol and default prices change.
No. All prices are entered as monthly amounts and the annual figure is simply your monthly total multiplied by 12. If you pay annually or use a bundle such as the Disney Bundle, divide your effective monthly cost by the number of services in the bundle and enter that reduced amount in each relevant card to get a more accurate result.
Calculations based on official Google AdSense Terms and Revenue Documentation.Google AdSense Help
Monthly spend$27.48